Privacy Policy

This Privacy Policy explains how the EMI Calculator app ("we", "our", or "the app") collects, uses, and protects your information. We are committed to safeguarding your privacy and being transparent about our data practices.

1. Information We Collect

1.1 Information You Provide

Feedback & Feature Suggestions: When you submit feedback or suggest features through the in-app form, we collect only the message content and timestamp. No email addresses or personal identification information is collected through this feature.

Email Support: The app provides an "Email Support" button that opens your device's email client. The app itself does not collect, access, or store your email address. If you choose to send us an email through your email provider, we may receive and retain your email address and message content for support purposes only.

Calculator Data: All calculation inputs (such as loan amount, interest rate, tenure, EMI results, etc.) are stored locally on your device only and never uploaded to our servers.

1.2 Information We DO NOT Collect

We do NOT collect:

• Personal identification information (name, phone number, address)
• Location data
• Contacts, camera, or microphone access
• Financial account information, card details, or passwords
• Browsing history or personal files
• Device identifiers or technical information

2. How We Use Your Information

• Feedback Processing: Feedback and feature suggestions are used only to improve the app
• App Updates: The app checks our servers for new version availability to notify you of updates and new features. Only version number information is checked, and no personal or device-specific data is transmitted during update checks

3. Data Storage & Security

• Local Storage: All calculations and preferences are stored securely on your device
• Cloud Storage: Only feedback and feature requests (message content and timestamp only) are stored on our secure backend servers. Users are advised not to include personal information in feedback messages
• No Data Selling: We do not sell, trade, or misuse your personal data

We follow industry-standard security practices, but no digital system can be guaranteed 100% secure.

4. Data Infrastructure

We use secure cloud infrastructure to store:

• Feedback and feature suggestions
• App version information

All data is stored securely with industry-standard encryption and security practices.

5. Children's Privacy

This app does not knowingly collect personal information from children under the age of 13. If you believe that a child has provided us with personal information, please contact us and we will promptly delete it.

6. Your Rights

You have the right to:

• Access: View data stored locally in the app
• Delete: Clear all app data using the "Data & Storage" option or by uninstalling the app

7. Data Retention

• Local Data: Retained until you clear it or uninstall the app
• Feedback Data: Retained for up to 2 years or until you request deletion

8. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be reflected within the app along with an updated effective date.